About 1st Response Public Adjusters, Inc.
1st Response Public Adjusters, Inc. Is based in Miami, Florida, and handles residential and commercial property insurance claims. The company says it represents property owners in their claims rather than representing insurance companies. Its work includes investigating a loss and preparing, documenting, and submitting a claim. Claim types include damage from windstorms, hurricanes, fire, smoke, water, flooding, vandalism, burglary, blasting, and sinkholes. Specific examples include broken pipes, water heater bursts, cracked tiles, mold, and collapse. The service area is Florida, with communities including Miami and other South Florida locations.
Business description
1st Response Public Adjusters, Inc is a licensed and bonded Public Insurance Adjusting Company which services the entire State of Florida. We exclusively represent YOU, the insured, not your insurance company. We have the resources and experience to thoroughly investigate your loss, accurately prepare, document and submit your claim, and secure a full, fair,and expedited settlement.
Services
Listed services: Plumbing, Other / Unclassified.
Explore the services below and confirm the scope of your project directly with the provider.
Residential and commercial property claims
The company handles residential and commercial insurance claims for property losses, including windstorm, hurricane, fire, smoke, water, flood, vandalism, burglary, blasting, and sinkhole damage. Its claim work includes investigating, preparing, documenting, and submitting claims.
Water and pipe damage claims
Examples include water damage, flooding, broken or burst pipes, water heater bursts, and cracked tile damage. These refer to claim assistance for property losses, not plumbing repair.
Mold, collapse, and sinkhole claims
Keeping available information about the damage and related records organized can be a useful preparation step.
Organize information about the loss
As general preparation, make a note of when the damage was noticed and which areas or belongings appear affected. Photos or videos can record visible conditions, while receipts and relevant correspondence can help keep related information together. Follow appropriate safety guidance, and do not enter an unsafe area to gather records. The company's claim work includes investigating and documenting losses involving property damage such as wind, fire, smoke, water, flooding, and other causes.
Understand the public adjusting role
The company says it represents property owners in insurance claims, rather than insurance companies. Its work includes investigating a loss and preparing, documenting, and submitting the claim. When considering claim assistance, it may be useful to organize policy papers, claim correspondence, photographs, and records related to the damage so the information is ready for review.
Identify the type of property loss
The claim types span windstorm, hurricane, fire, smoke, water, flood, vandalism, burglary, blasting, and sinkhole damage. Examples also include pipe breaks, water heater bursts, cracked tiles, mold, and collapse. If the cause is uncertain, general preparation can include noting what was observed and separating known facts from questions that still need clarification.
Common customer requests
Windstorm damage claim assistance
I have windstorm damage and need help preparing and documenting an insurance claim.
Pipe-break claim assistance
A pipe burst at my property. Can you help with the related insurance claim?
Fire or smoke damage claim assistance
I need help with an insurance claim for fire or smoke damage.
Hurricane or flood claim assistance
My property has hurricane or flood damage, and I need help documenting the loss for a claim.
Other property loss claim assistance
I need help with a claim involving mold, collapse, or sinkhole damage.
Business details
Services and specialties: We specialize in Residential/Commercial Insurance Claims due to Windstorm Damage, Fire, Smoke Damage, Water Damage, Hurricane, Vandalism, Burglary, Flood, Blasting, Pipe breaks or Pipe burst or Broken Pipes (Under your Kitchen or Bathroom sink), Water Heater Burst, Tile Damages (a cracked tile), Mold, Collapse, and Sinkhole Loss Claims.
Services not offered: All Services that offered above
Highlights: 18 years of trusted experience, Emergency Services Offered
Features: Emergency service
Service area
Service coverage includes Hialeah, FL, Dania, FL, Hallandale, FL, Hollywood, FL, Pembroke Pines, FL, Homestead, FL and 14 other communities. Coverage spans 217 ZIP codes; use the full coverage list below to check a specific location.
Service coverage includes 217 ZIP codes across 20 communities.
View all towns and ZIP codes
- Hialeah, FL33002, 33010, 33011, 33012, 33013, 33014, 33015, 33016, 33017, 33018
- Dania, FL33004
- Hallandale, FL33008, 33009
- Hollywood, FL33019, 33020, 33021, 33022, 33023, 33024, 33025, 33026, 33027, 33029, 33081, 33083, 33084
- Pembroke Pines, FL33028, 33082
- Homestead, FL33030, 33031, 33032, 33033, 33034, 33035, 33039, 33090, 33092
- Opa Locka, FL33054, 33055
- Miami Gardens, FL33056
- Pompano Beach, FL33060, 33061, 33062, 33063, 33064, 33065, 33066, 33067, 33068, 33069, 33071, 33072, 33073, 33074, 33076, 33077
- Coral Springs, FL33075
- Margate, FL33093
- Coconut Creek, FL33097
- Miami, FL33101, 33102, 33106, 33111, 33112, 33116, 33122, 33124, 33125, 33126, 33127, 33128, 33129, 33130, 33131, 33132, 33133, 33134, 33135, 33136, 33137, 33138, 33142, 33143, 33144, 33145, 33146, 33147, 33150, 33151, 33152, 33153, 33155, 33156, 33157, 33158, 33161, 33162, 33163, 33164, 33165, 33166, 33167, 33168, 33169, 33170, 33172, 33173, 33174, 33175, 33176, 33177, 33178, 33179, 33180, 33181, 33182, 33183, 33184, 33185, 33186, 33187, 33188, 33189, 33190, 33193, 33194, 33195, 33196, 33197, 33199, 33206, 33222, 33231, 33233, 33234, 33238, 33242, 33243, 33245, 33247, 33255, 33256, 33257, 33261, 33265, 33266, 33269, 33280, 33283, 33296, 33299
- Miami Beach, FL33109, 33119, 33139, 33140, 33141, 33154, 33239
- Coral Gables, FL33114
- Key Biscayne, FL33149
- North Miami Beach, FL33160
- Fort Lauderdale, FL33301, 33302, 33303, 33304, 33305, 33306, 33307, 33308, 33309, 33310, 33311, 33312, 33313, 33314, 33315, 33316, 33317, 33318, 33319, 33320, 33321, 33322, 33323, 33324, 33325, 33326, 33327, 33328, 33329, 33330, 33331, 33332, 33334, 33335, 33336, 33337, 33338, 33339, 33340, 33345, 33346, 33348, 33349, 33351, 33355, 33359, 33394
- Plantation, FL33388
- Deerfield Beach, FL33441, 33442, 33443
- Additional listed ZIP codes33107, 33110, 33121, 33148, 33159
Questions about 1st Response Public Adjusters, Inc.
Does the company handle windstorm or hurricane damage claims?
The company handles claims involving windstorm and hurricane damage. As general preparation, consider taking photos or videos of visible damage when it is safe, keeping records of related expenses, and saving communications about the claim.
Can I ask about a claim after a pipe or water heater burst?
Broken or burst pipes and water heater bursts are among the claim examples. These are insurance claim types, not a statement that the company provides plumbing repairs. It may help to record the affected areas and keep relevant repair or cleanup documents.
What should I gather for a fire or smoke damage claim?
Fire and smoke damage claims are included. A useful preparation step is to keep available photographs, notes about affected areas or belongings, and documents related to cleanup or temporary repairs together for reference.
Are flood and water damage claims included?
Yes. Flooding is among the loss types, along with water damage. Recording what was affected and retaining related bills or correspondence can help keep the information about the loss organized.
Does the company handle vandalism or burglary claims?
The property claim types include vandalism and burglary. If preparing to discuss one of these losses, consider organizing available records about the damage and any related documents or communications.
Whom does the public adjuster represent?
The company says it represents property owners in insurance claims rather than representing the insurance company. Its claim work includes investigating, preparing, documenting, and submitting claims.
How can I check whether my property is in the service area?
The service area is Florida, and the area information offers communities and ZIP codes. Compare the property's location with the relevant coverage information to see whether it is included.
Common industry questions
Last reviewed and updated October 04, 2026 by the Welcome to House Managers Editorial Team.